An auto collision can occur any time, often out of nowhere – and it can be horrific. Even if you escape with minor injuries, the experience can traumatize you for months. It is important to respond appropriately to accelerate the healing process.
Among other things, you’ll need to get immediate medical attention, report the matter to the police, call your insurance provider, and get your car repaired. You may also be required to inform your family about the incident, collect evidence that can help file a suit and exchange information with the other driver. In short, it can be overwhelming!
To make your work easier, we’ve identified the top 3 things you can do to set all the others in motion:
1. Make Sure Everyone is Fine
The first thing you need to do after an auto collision is to ensure everyone is safe and well. Start with yourself. Did you sustain any injuries? Can you see and feel your legs and arms? If you can feel these parts, that’s a good start.
See if you can get up. Sometimes the body takes a bit of time to come back to normal. If need be, stay in the position for a while. Then sit up and relax for a minute or two, then get on your feet, and check whether the other driver and passengers are okay. If you can, help them get up. You can always work out compensation issues later. For now, just ensure that everyone is safe.
If you, the driver, or one of the passengers is seriously hurt, call 911 right away. Auto accident injuries can lead to death. Calling the authorities right away could save a life.
2. Gather Details of the Crash
There are two sets of details you need; information that describes the accident, and personal details of the other driver.
Taking photos really helps. Take out your smartphone and take as many pictures as you can, ensuring to capture every corner of the scene, from every angle. It’s also important to note the names of the other people involved in the accident as well as the police officers at the scene. Remember to speak to witnesses and write down pertinent information for a later contact.
For the second part, approach the other driver and ask for full name and contact, insurance company, and policy number. Photograph or write down the driver’s license and vehicle plate number. Record the type and model of vehicle and the location of the accident.
3. Call Your Insurance Company
Calling the insurance provider should set the ball rolling for the remaining things like getting proper medical care, having the car fixed, filing a claim, and so forth.
Among other things, the insurance company will want to know:
- Names of drivers, passengers, and witnesses
- Contact information including the addresses and phone numbers of drivers, passengers, and witnesses
- License and plate numbers of the vehicles involved
- Insurance information of the vehicles involved
This information is critical when negotiating compensation. A major reason to call the insurance company – even if you think you’re at fault – is car repairs. You need the insurance company to provide authorization for repairs to your car. You may need towing and a rental car for the period of the repair.
Brown’s Collision Center is your one-stop auto collision repair shop in Bentonville, AR. Contact us today at 479-273-2639 to get a quote.