Fender benders are the most common yet unexpected accidents. Even though they’re minor, they can cause real damage to vehicles. As a car owner, you need to know what to do when you get involved in a fender bender.
The good news is that such accidents rarely result in serious injuries. But you have to deal with the inconvenience that comes with vehicle repairs. Working with a reliable auto repair shop with an excellent reputation ensures that your vehicle is well taken care of.
Calm Yourself and Check for Injuries
Accidents are bound to startle you, no matter how minor they are. So remember to calm yourself before taking any action. Consider taking deep breaths until your heart stops racing.
Once you’re calm, you can now handle the situation with a clear mind. Find out if you or any of your passengers are injured. Check for head and neck injuries because these are usually the most serious. In case anyone is injured, call 911 immediately. And remember to move your car to the side of the road so as not to cause traffic.
Find out If the Other Driver is Okay
This is necessary, regardless of whether you were the cause of the accident or not. Remember not to apologize because this will be termed as an admission of guilt in case the driver decides to sue.
Ask them if they’re all right then proceed to exchange personal details. This should include your name and address, phone number, insurer’s name, and all the details on your insurance ID card.
Take Photos of the Scene
Even though this is a minor car accident, photos come in handy in case the other driver decides to sue. Capture all vehicle damages and injuries if there are any. Remember to take a photo of the other driver’s license plate number as well.
Aside from the pictures, take notes as well to have as much information as you can. This way, you can easily answer questions asked by your insurer. You need to financially protect yourself by ensuring your insurance company covers all vehicle repairs expenses. Ask people who were at the scene if you can take down their contact information and list them as witnesses. You also need to note the speed you were driving at before the auto collision happened.
Contact Your Insurer
Once you have all the information you need, you can then call your insurance company. Usually, the number is on your insurance card.
Never agree to get a settlement from the other driver without involving your insurance. If they make a suggestion, politely decline and proceed to talk to your insurer. Your insurer should advise you on the next step to take.
Call the Police
This is very important because every road accident should be reported to the police, especially if someone sustained injuries.
When you have a police report of the accident, it protects you from fraud. Some drivers are malicious, and they can choose to sue you for something you did not do.
Take Your Vehicle to an Auto Shop
Last but not least, take your vehicle to an auto shop for vehicle repairs. No matter how insignificant the damages seem, you can never know their true extent until a professional mechanic carefully inspects the car. Taking care of all vehicle repairs immediately after the accident helps you retain the value of your vehicle.
Fender benders are frustrating because they come with unexpected expenses for vehicle repairs. However, working with a trusted auto repair shop like Brown’s Collision Center ensures your car is restored to its pre-collision condition.