Fender benders are small accidents that often seem like more of an annoyance than anything else. Usually, fender benders happen when you’re inching along in traffic, or when another car bumps you as you stop and wait for a pedestrian to cross the road. Whatever the reason or the cause of the fender bender, the collision may cause more severe damage than you realize. You might be surprised at the level of damage a low-speed accident may cause — especially with modern cars, which are designed more to protect individuals inside the vehicle rather than to avoid small dents. At Brown’s Collision Center in Bentonville, AR, we want to make sure you know what to do in the event of a fender bender or auto collision incidents. Here are five tips you need to follow:
Stop And Exchange Information
If you had a minor auto collision, to the point where you didn’t even spill your morning coffee, you may feel like it isn’t necessary to stop. However, you need to. Stop, get out, and inspect the vehicle. Make sure the other driver stops as well. It’s essential for the two of you to exchange information.
Don’t Make a Deal with the Other Driver
The other driver might offer to pay some money to cover any possible repairs caused by the auto collision. Do not accept this. While having cash in hand might sound nice (especially when you can bypass the insurance company), there might be frame damage, which will likely cost far more than whatever the individual offers you.
Contact the Police
Before you contact your insurance provider, you need a police report on record. This will help when it comes to filing your insurance claim. The police will document the accident and provide each driver with their own accident report, including any possible tickets that were issued.
Document the Scene
You need to document the scene. Since it’s a fender bender, you likely won’t have as much to photograph due to the slower speeds. However, we want you to know just how important it is to take pictures. You can do this while you’re waiting for the police to arrive. You’ll want to photograph your car as well as the other car. Take pictures of tire marks left on the road, stop signs, and anything else you can think of. There’s no such thing as too many pictures. And with your smartphone on hand, you can take as many as necessary.
Contact Your Insurance Provider
After everything has been addressed with the police, you’ll need to contact your insurance provider and tell them about the accident. Go over the situation, and you’ll let them know about the vehicle. They may want you to text or email the images or show them to an agent. Whatever you do, follow their instructions.
Brown’s Collision Center
Now is the time to bring your vehicle into our repair center. Even if the claims adjustor inspected your vehicle, you’ll want a second opinion. We provide a complete inspection and can identify issues the insurance inspection might miss. This will help you receive a more accurate assessment.
If you’re ever involved in a fender bender, you need to follow these five tips. Fender benders can cause a surprising amount of damage, so you never want to shrug it off and walk away. There might be significant frame damage that you don’t know about, and should you discover it at a later date, it might be too late to contact your insurance provider about it. So make sure you follow these tips and contact Brown’s Collision Center. This way, we can identify possible problems and help address the issues.